Evolution Advisers

A Registered Investment Adviser

Welcome to Evolution Advisers. We’re glad you are here.

We are a different species of advisor.  We work for you, which puts your best interests at the center of our relationship.  Our clients appreciate the objectivity, transparency, and candor that comes from working with an independent flat Fee-Only advisor.

Advice adapted for your changing world. Your life and goals evolve over time, and so should your financial plan and investment approach. The future of advice is to provide a clear set of strategies that are both structured and fluid. Our plans are developed in an in-depth, collaborative fashion, combining leading technology with the human touch of an experienced adviser with not only expertise but understanding.


There is a difference

It’s Who We Answer To
We intentionally created Evolution Advisers to be a different kind of financial advisor. We are independent, Fee-Only financial planners.  In fact, we are actually flat Fee-Only.  We work for and with you, and only you. We do not sell any products and, therefore, do not receive commissions on any products – even though that’s the dominant model in the industry.  Our advice and recommendations are objective, transparent, honest, and in your best interests.

Our Clients Expect An Evolved Level of Service & Technology

They are professionals from all fields. Retirees and pre-retirees. Millennials. Young families. Small businesses. They all decided it was time to take control. They expect outstanding client service, whether it be in-person, by phone, or online. Many of our clients came from that “other” type of advisor and appreciate the difference in the level and breadth of service we provide – and the way we provide it.

We Are NAPFA-Registered & That’s Important
The National Association of Personal Financial Advisors is the country’s leading professional association of Fee-Only financial advisors. As fiduciaries we commit to working in the best interests of those we serve. We never muddle our relationships with sales commissions or other potential conflicts of interest. This does not guarantee success, though it should be noted that we’ve done well by our clients. What it does guarantee is that our interests are aligned squarely with yours. There’s no better foundation for building your own very unique, financial future.


It’s time to see how flat “Fee-Only” advice, means “You-Only” advice.


How Evolution Can Help You

We believe that a client is more than just an investment portfolio. Every client is different and can present unique needs to the advisor. To meet those needs, we offer three core services, each developed in an unbiased, personalized, and collaborative fashion that only a fiduciary, Fee-Only Financial Planner can provide.


Financial Plan Development


Develop a clear understanding of how to achieve your financial goals. Start by assessing your financial health and then develop a sustainable plan to improve it.


Investment Management


Integrate state of the art technology to manage your investments and be confident your financial plan is being monitored and adjusted to keep pace with your life and the world around us.


Qualified Plans


Benefit from a straightforward, transparent approach to a prudently managed 401(k). Lower the cost of saving for retirement and get more support than you thought possible.

About Us

John B. Clair, CFP®

NAPFA-Registered Financial Advisor

About John

David J. O’Brien, MBA, CFP®

NAPFA-Registered Financial Advisor

About Dave

Lauren Zangardi Haynes, CIMA®, CFP®

Financial Planner
NAPFA-Registered Financial Advisor

About Lauren

Penny G. Lobred

Director of Operations

About Penny

Lisa M. Spenik

Client Services

About Lisa

Latest Posts

Here you’ll find the latest Evolution News, thoughts and important communications from our team.

See all the latest news

Client Portal Access

For  Financial Goals Plans, NetX Investor, TD Ameritrade and Qualified Plan Participants, please Click Here