Qualified Plans

We take a different approach to your retirement plan:
We are fiduciaries, which means we represent you and your participants, not some big brokerage firm or insurance company.

We believe retirement plans should not cost a fortune or be confusing. Once we know what you and your employees need, we go to work for you. We eliminate the middle-men – and their layers of costs. This allows you and your employees to invest directly in low cost mutual funds. Reducing layers of costs that pile up every year makes a difference when you are saving for retirement.

We save you money by offering low cost index funds (our core models have fund expense ratios of a tenth of a percent) and connecting you with low cost record keeping and TPA services. Most of our Plan Sponsor clients have found their costs to drop 40% or more by switching to our approach.

We also understand how a retirement plan should be administered – it should be easy for you and appreciated as a great benefit by your employees. We are your single point of contact from the time we sign an agreement, move into your new Plan, announce it to your employees and move into normal operations. We provide simple, understandable employee materials, a straightforward website and ongoing investment monitoring and reporting to you.

Sound different? Let’s make your life easier, and your employees happier.