About Us

The value of a long-term relationship

We Work For You

After decades of globe-spanning careers in a number of GE businesses, our team joined forces to create EVOadvisers. We are a “Fee-Only” firm, meaning we only work for you and your needs, not sales commissions, like 97% of other advisors do.

Less Jargon, More Clarity

Our goal is empower you to confidently understand your finances. That’s why we offer smart, straight talk with less jargon. We also offer free online resources, a simple and clear fee structure, and an easier onboarding process.  

Longterm Loyalty

Thanks to the anchoring philosophy, Capitalism with a Conscience, that has guided us for over 13 years, over 90% of our clients are still with us.

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Meet the Team

Financial Planner

Taylor Schmaltz, MBA, CFP®

Director of Operations

Jessica Diabo, FPQP®

Portfolio Manager

Jack O’Brien, CIMA®

Financial Planning Support Specialist

Jessica Fletcher

Co-Founder

David J. O’Brien, MBA, CFP®

Co-Founder

John B. Clair, CFP®

Principal

Stephen E. Fletcher, MBA, CFP®

Financial Planner

Taylor Schmaltz, MBA, CFP®

Jamie Lynn Byram

Financial Planner

Jamie Lynn Byram, Ph.D, MBA, CFP®, AFC®

Director of Operations

Jessica Diabo, FPQP®

Portfolio Manager

Jack O’Brien, CIMA®

Financial Planning Support Specialist

Jessica Fletcher

Certifications

We are NAPFA Registered

The National Association of Personal Financial Advisors is the country’s leading professional association of Fee-Only financial advisors. As fiduciaries, we commit to working in the best interests of our clients. We never muddle our relationships with sales commissions or other potential conflicts of interest. This means our interests are aligned squarely with yours. There’s no better foundation for building your unique financial future.

We are Certified Financial Planner™ (CFP®) Professionals

You should ask if your financial planner is a CFP(R) professional. You expect that your physician is an MD, your accountant is a CPA, and your attorney has a JD. These designations reflect years of education, rigorous examination, experience requirements, and being held to high ethical standards.

Unfortunately, anyone can call themselves a “financial planner,” but only those who have fulfilled the Education, Examination, Experience and Ethics requirements of the CFP Board are CFP(R) professionals. This vital professional certification is the standard of excellence for financial planners. 

Unfortunately, less than 1/3 of those who say they are financial planners have earned the CFP(R) marks. You don’t have to choose us, but make sure you select a CFP(R) professional.

CFP® professionals Must Follow the 4 Es

CFP® professionals are subject to CFP Board sanctions if they violate these standards.

Press

BloombergQuint
"If your 401(k) account balance is more than $5,000, you don't have to take it with you right away. It's a better idea to wait ...
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ABC
"Your 401(k) is already a tax-deferred vehicle. It kills me when we see an annuity in a tax-deferred IRA because you doubled up."
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CNBC
“Keep your behavior in check, keep your emotions in check, keep investing.”
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Kiplinger’s
“Establish a ‘cash bucket’ to help cover any emergency needs. You could refill the bucket occasionally at your discretion—when it’s getting low and when your ...
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InvestmentNews
“Best interest doesn’t mean anything. Fiduciary means something. It introduces more confusion. I hope the SEC will listen to the adviser community and define ‘best ...
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US News
“David O’Brien of Evolution Advisers recommends asking your financial professional to put it in writing if they are a fiduciary to you.”
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Reuters
“We’re providing a service that’s unique to each client… To the layman they may seem the same, but they’re not.”
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Bloomberg Business
“But owning a second home is often far more expensive and stressful than buyers, or dreamers, imagine. ‘These properties are for family memories, not capital ...
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New York Times
“David O’Brien, a certified financial planner, has tried to repair the retirement portfolios of several victims over the years.”
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News, Podcasts, & Insights

General Planning
LIFE series: Divorce
We are back with You-Only AdviceTM , where we cover the best days, and, the hardest days too. Marriage and divorce both bring a flood ...
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Uncategorized
More Isn’t Always Better
Gambling ads are seeming to pop up everywhere. Celebrities appear on your screen, regaling you with the betting advantages available on the app they are ...
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Are IPOs a good investment? General PlanningInvestingInvestment Strategy
Are IPOs a good investment?
With the headlines of prominent companies such as Reddit seeking an Initial Public Offering (IPO) in 2024, investors may wonder if these are opportunities or ...
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