Fee-Only Financial Advisors
EVO is a rare “fee-only” firm, meaning we only work for you and your needs — not sales commissions, like 97% of other advisors do. As fiduciaries to our clients, we avoid conflicts of interest and make the best recommendations to get you closer to reaching your goals. We take great care in managing your portfolio and creating your financial plan.
- You-Only Financial Planning ®: We build custom plans that are appropriate for your needs only.
- Fee-Only Fiduciaries: Our fee-only service model aligns our interests with yours and reinforces that we put your interests first.
- The EVO Experience: Life evolves, and your financial plan should, too. That's why we're always available to help with the big and small life events.
Co-founders John Clair, CFP® and David O’Brien, MBA, CFP®, and principal Stephen Fletcher, MBA, CFP®.
Our Services
Putting Together Your Complete Financial Picture
Investment
Strategy
Develop a plan to help you achieve your personal financial and investment goals
Risk
Management
Forecast and evaluate financial risks and identify ways to avoid or minimize their impact
Estate
Planning
Designate who will receive your assets in the event of your death or incapacity
Tax
Planning
Maximize tax breaks and minimize tax liabilities by analyzing your specific financial situation
Cash
Flow
Understand and optimize the amount of money moving in and out of your accounts
Retirement
Planning
The transition from working and saving to living off of your savings is often stressful.
Put us to work for you
Confidently Manage Your Finances
Your life is busy, and handling your financial situation can seem daunting. You could go at it alone if you really want to, but why try to handle it yourself when an experienced advisor can do it with confidence?
Streamlined Process, No Industry Jargon
Our streamlined process allows you to jump straight to living your best life while we keep an ever-watchful eye on your financial wellness. We offer smart, straight talk, with less industry jargon so you won’t be in the dark.
How Our Fees Work
- We operate on a unique flat fee basis, which means you know exactly what you will pay each year.
- An annual flat fee means we make recommendations in your best interest, not because of hidden compensation for us.
- Our flat fee schedule determines our fee but may be adjusted for clients with more complex planning needs.
- Our minimum annual fee is $7,500.
You are more than the size of your portfolio. At EVO, we have no minimum portfolio size.
Our Fees
News, Podcasts, & Insights
401(k)401(k) For Business How to Prepare Your 401(k) Plan for SECURE 2.0 Changes
The SECURE 2.0 Act of 2022 (SECURE 2.0) made significant changes to 401(k) plans intended to expand coverage, increase retirement savings, and simplify distribution rules. It’s critical …
Estate PlanningGeneral PlanningInsurance Mistakes Your Financial Advisor Can Prevent
Sometimes, your financial life can look like this. You have an amazing estate planning attorney, a great CPA, a competent investment manager, an insurance agent that covers what you need covered, and a budget that allows you to live how you want to live and still squeeze in some savings.
Investing Federal Reserve July Meeting Comments
On Wednesday, July 26, 2023, the Federal Reserve raised the federal funds rate from 5.25% to 5.50%. This marks the highest interest rates have been since 2001. There have been 11 interest rate hikes so far in this cycle. This was not a surprise, with many analysts expecting this hike after the pause in June.
Future-proof your finances. Let's Connect.
