Your Fee-Only Financial Advisors
We built a company that is a rare “Fee-Only” firm, meaning we only work for you and your needs, not sales commissions, like 97% of other advisors do. As your fiduciaries, we have the legal obligation and sworn oath to avoid conflicts of interest and make the best recommendations we can to get you closer to reaching your goals. We take as much care in managing your portfolio and creating your financial plan as we do for our own.
You-Only Financial Planning
You are at the center of everything we do. We are independent. We have no corporate edict or cookie cutter plans or products to sell you. We build custom plans that are appropriate for your needs only.
Our fee-only service model aligns our interests and ensures we put you first. We don’t sell you financial products to earn a commission. We remain free from conflicts of interest. Our legally-binding role as fiduciaries ensures you are always our top priority.
The EVO Experience
Life evolves and we believe your financial plan should too. We consider your unique situation when building your plan and know, as you face major life events, that plan may need to be adjusted. We are available to talk on a regular basis to assess and adjust your financial plan and stay on track to meet your goals.
The EVO Difference
Fiduciaries put YOU first. One of the first questions you should ask a financial advisor is if they will put their fiduciary duty to you in writing. They may only follow a weaker “suitability standard” that could put your interests behind their own.
We believe the Fee-Only fiduciary model is the best way to serve our clients and gets the best results for our clients.
Our home is in Scott’s Addition, Richmond, VA.
We invite you to visit our offices in the heart of Scott’s Addition at 2917 W Leigh Street near the intersection of W Leigh Street and Arthur Ashe Boulevard.
Meet Our Team
Our advisors are experts in their field with advanced degrees and planning designations as well as the experience you need. We prioritize regular contact with our clients to help you make the best financial decisions. We are here when you need us.
Are you on track to reach your financial life goals?
Frequently Asked Questions
What’s it like working with EVOadvisers?
Every client relationship begins by developing your financial
plan. We start by meeting “face-to-face” to really get to know
you and develop a clear understanding of your current desires
and long-term goals. We follow up with our findings–your life
goals, dreams, challenges, risk profile, asset allocation,
recommended investments and so much more–in an in-depth
financial report preparing you for the road ahead. Your financial
plan becomes the framework for decisions that follow.
How do I know if we’re a good fit?
We know a principle isn’t truly a principle until it costs us
something. By voluntarily working on a “Fee-Only” basis, we
choose to “walk the walk” by not placing our interests ahead of a
client’s and not recommending products that would earn our firm
commissions at a client’s expense. This is how we earn and keep
our clients’ trust. We also strive to offer the kind jargon-free
clarity and transparency that we wish to see in the rest of the
Most of all, we embrace the idea that money is a means to an
end and not an end itself. It is our families, communities and
planet that matter more. So we strive to help our clients do well
so they may do more good for others.
How does EVO charge for its services?
What’s important about the Certified Financial Planner™ (CFP®) professional designation?
CERTIFIED FINANCIAL PLANNER™ certification is the standard of
excellence in financial planning. CFP® professionals meet
rigorous education, training and ethical standards, and are
committed to serving their clients’ best interests today to
prepare them for a more secure tomorrow.
What’s important about "fee-only"?
A fee-only advisor is compensated only by the fees he or she
directly charges to clients and not by commissions earned from a
sale of a financial product.
What’s important about "fiduciary"?
Advisors who follow a fiduciary standard are required to put their
clients’ interests first—before their own financial interests or
their firm’s sales goals. That means the advice they give you will
be based solely on what’s best for you, whether or not it benefits
them or their employer.
Cryptocurrency and You
In 2022, investors in crypto currency had a rude awakening: what goes up, goes down. And in some cases, investors in crypto currencies lost a substantial portion of their investment. Crypto currency and blockchain technology have merits, but is owning cryptocurrency part of a well-balanced, prudent portfolio? If an investor doesn’t invest in currencies
Retirement, Market Downturns and You
For those of you approaching retirement, or already in-retirement, we recently heard a great quote from one of our peers, “if it were true that a bear market meant you couldn’t retire, then nobody would have ever retired, because we’ve had so many bear markets over the years.” Just a little food for thought. Markets
What the heck is an SREC?
Thinking about “going solar” at your house? We finally did at our home and couldn’t be happier. We’ve been generating our own power since June – and have even starting getting credits on our bill from the power company since we’re generating more than we’re using. In addition to generating power AND selling excess